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Debt - advice and support

See also - housing:

also - paying Council Tax and Business Rates:

also - benefits:


Did you know

  • 43% of workers say that being in debt has led them to being unable to concentrate at work
  • 2 in 3 workers worry about how they would cope of their income dropped
  • 13 million people couldn't cover essentials for a month if their income fell by 25%
  • 21.8 million people in the UK aren't confident they are saving enough to cope with a 'rainy day'
  • 21 million people in the UK are struggling with their bills
  • 14 million people face a shock to their income or change in their circumstances in the last 12 months

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Take the 60-second debt test


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Sign up to the 7 days, 7 ways email support

If you're feeling the pinch after Christmas we want to help you take control of your finances. To help you to do that, we're launching StepChange's new email programme: 7 Days, 7 Ways - for more information see:

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Worried about money leaflet

Worried About Money?

Look at the leaflet below for assistance. It lists organisations both national and local that can give you advice and support if you are experiencing debt or falling into debt.

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Budget planner

Try the free Budget planner, it helps you detail your spending breakdown and take control of your money It's already helped hundreds of thousands of people:

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The Adur & Worthing Financial Inclusion Framework

The Adur & Worthing Financial Inclusion Group is made up of organisations from both the statutory and voluntary sector.

This partnership group has produced a framework which aims to clearly set out the ways in which the financial inclusion of local people can be increased.

The Framework is below:

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Money management and affordable loans and savings


Energy & Money Home visitor / Warm and Well visitor covering Adur and Worthing.

Weekly finance drop-in session for over 50s at the Bungalow, South Street, Lancing.

For more information or to book a home visit call:

  • Telephone: 01903 52 86 27

Boom Credit Union:

Boom Credit Union offers affordable loans and savings for all people living and working in West Sussex and is a competitive alternative to high street lenders, including payday loans and mainstream banks.

For more information see:

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Debt and money advice and help

Citizens Advice (CAB):

Citizens Advice provides a confidential and impartial service to talk about debt and money.

Phone or drop in and visit one of the local Citizens Advice centres (located in Worthing Town Hall, The Shoreham Centre, and with a weekly service at Lancing Library).

The national Citizens Advice Bureau website also contains lots of useful advice and guidance.

Age UK, West Sussex:

Age UK provide a confidential and impartial service specifically aimed to meet the needs of older people.

They cover a range of issues including: benefits, pensions, debt, budgeting, housing needs, finding help at home and accessing care and support.

Outreach appointments and home visits can be arranged.

CAP (Christians Against Poverty):

Local face-to face debt advice for anyone who feels weighed down by debt.

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Other debt and money help available (nationally)

Money Advice Service:

Impartial information and guidance about your money to help you work out what’s right for you. Sponsored by the Government, the Money Advice Service won't sell you anything and it doesn’t recommend specific products or providers.


National Debt Charity offering Practical help to becoming debt free including debt advice, budgeting, advice about what creditors can do, debt problems, payday loans and money management advice.


Free Debt Management Plans, IVAs and Free Debt Advice

Frontline Debt Advice (UK):

Offer debt, benefits and budgeting advice.
For local enquiries:

Debt Support Trust:

Offers help and advice to anyone struggling to cope with the stress and strain associated with mounting debts. They offer telephone and internet based debt advice.


A good place to find lots of useful information from central Government on range of topics including:

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