Are you worried about your debts?
There are many organisations that offer free advice and support to manage debts:
National Debtline:
National Debtline gives free and independent debt advice over the phone and online. Find out more:
They also produce a free fact sheets:
CAP (Christians Against Poverty)
The CAP team gives free debt advice. Use this link to find out where your local CAP is:
Citizens Advice
Citizens Advice provides free, independent and impartial advice, including about how to manage your debts:
StepChange
StepChange offers free debt advice based on a comprehensive assessment of your situation:
Money Helper
Money Helper provides a free, confidential and independent debt advice service. They can direct you to a debt adviser straight away by telephone, or you can get support online:
Business Debtline
Business Debtline provides free debt advice for self-employed people about personal and business debt. They also help with business budgeting, cash-flow management, and dealing with business-specific debts and creditors:
Page last updated: 22 January 2025