Are you worried about your debts?

There are many organisations that offer free advice and support to manage debts:

National Debtline:

National Debtline gives free and independent debt advice over the phone and online. This short video on YouTube explains more about National Debtline:

Find out more:

They also produce a free fact sheets:

CAP (Christians Against Poverty)

The CAP team gives free debt advice. Use this link to find out where your local CAP is:

Citizens Advice

Citizens Advice provides free, independent and impartial advice, including about how to manage your debts:


StepChange offers free debt advice based on a comprehensive assessment of your situation:

Money Helper

Money Helper provides a free, confidential and independent debt advice service. They can direct you to a debt adviser straight away by telephone, or you can get support online:

Business Debtline

Business Debtline provides free debt advice for self-employed people about personal and business debt. They also help with business budgeting, cash-flow management, and dealing with business-specific debts and creditors:

See also ... Cost of Living Helper

If you are worried about money there is a lot of help out there. Knowing where to start can be tricky, but in this tool you will find advice and handy tips about what you can do. It includes information about: paying for housing; paying your bills; paying for essentials (food, medication, transport); dealing with debts; and maximising your income. See:

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Page last updated: 21 December 2023

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