What to do if you are struggling to pay bills or have missed a payment

If you've lost your job, or your income has dropped, for example due to ill-health or changes to your benefits, you may be worried about money.

A good place to start to get guidance about your situation is to create your own budget. This will help you figure out your long-term goals and start to work towards them:

Money Helper

Information about and help with pensions, benefits and debt - 'Money Helper' explains what you need to do and how to do it:

Mental Health & Money Advice:

This organisation provides practical advice and support for people experiencing issues with mental health and money:

Citizen Advice help with your bills

Citizens Advice gives advice about getting help with bills:

You can also make an appointment to see an advisor at:

Household Support Fund

West Sussex County Council (WSCC) provides support to help vulnerable households meet essential costs, including paying energy bills. Contact them to check if you are eligible for support:

The Household Support Fund is funded by the Department for Work and Pensions:

Need a helping hand to manage and improve your financial health?

The OneStop Money Support service can offer a benefits check to see if you are entitled to any more support and to help you make a budget - the first step toward getting your situation back on track:

See also ... Cost of Living Helper

If you are worried about money there is a lot of help out there. Knowing where to start can be tricky, but in this tool you will find advice and handy tips about what you can do. It includes information about: paying for housing; paying your bills; paying for essentials (food, medication, transport); dealing with debts; and maximising your income. See:

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Page last updated: 10 November 2023

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