Home contents insurance - Adur & Worthing Councils

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If you are an Adur Homes tenant or leaseholder the Council, as your landlord, is responsible for insuring the building you live in and its common areas. As part of your tenancy agreement this insurance cover does not include your contents.

Contents insurance is designed to provide protection for your contents and personal possessions against theft, or from damage caused by fire, water or floods. To help you decide whether home contents insurance is right for you, Adur Homes have teamed up with Thistle Tenant Risks, and Ageas Insurance Limited who provide the Crystal Insurance Scheme, a specialist Tenants Contents Insurance policy.

The Crystal Insurance Scheme can offer you insurance for the contents of your home, including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments. The policy also includes cover if you accidentally damage the landlord's furnishings, and there are flexible pay-as-you-go payment options (fortnightly and monthly premiums include a transaction charge).

Cover levels

There are typically two levels of cover available:

Standard cover - covers items in your home against fire, theft, accidental damage to your TV and more
Extended accidental damage cover (for an additional premium) - also covers you for accidents like spilling wine or paint

Crystal also offers optional extensions for an additional premium. Limits and exclusions apply. A full policy wording is available on request.

Find out more

For further information please ask your local housing office for an application park or to apply:

call Crystal Insurance on 0345 450 7286
or visit the Crystal Home Contents Insurance website

The Crystal Insurance Scheme is a product name arranged and administered by Thistle Tenant Risks, a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Registered in England under No. 00338645. Registered office: Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Limited is part of the PIB Group. For information about what they do with personal data please see their: