Help to Buy (formerly HomeBuy)

The government runs Help to Buy schemes to help make buying your first home or moving up the property ladder more affordable:

• shared ownership: lets you buy a percentage share of a property, while a local housing association keeps the rest. You then pay rent on the share owned by the housing association. Shared ownerships are sometimes called part-buy part-rents. In most cases you can then buy a bigger share of the property later on to reduce the amount you have to pay in rent.
• equity loans: for some new build properties, the government can lend you up to 20% of the cost of the property.
• a loan to help with the cost of building a home or hiring someone to build one
• Lifetime ISA (Individual Savings Account) 

Want to know more?

For more information on current Help to Buy schemes and find out what help is available for you, please visit:

• Affordable home ownership schemes - on the GOV.UK website

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